ASIC v Westpac in June 2020, on appeal in front of Justices Michael Lee, Jacqueline Gleeson and John Middleton, re:

Australian Securities and Investments Commission v
Westpac Banking Corporation (Liability Trial) [2019] FCA
1244

The case centred on Westpac's use of an automated process to approve hundreds of thousands of home loans, substituting would-be borrowers' actual living expenditure for a relatively low benchmark, the Household Expenditure Measure (HEM).